At AUTA Financial Group, our name says it all: Always Understand The Alternatives. We specialize in providing access to capital through non-traditional pathways that are often overlooked by mainstream financial institutions.

Whether you're a startup with limited history, a growing business looking to expand operations or invest in new equipment, or a government or nonprofit organization seeking to finance critical infrastructure through tax-exempt leasing—we bring clarity and flexibility to your funding strategy.

Backed by a nationwide network of over 80 lending partners, AUTA equips you with financing solutions that are aligned with your goals, not just your balance sheet.

Term Loans and Working Capital

At AUTA Financial Group, we provide flexible term loans and working capital solutions designed to meet the real-world needs of growing businesses.

Whether you're investing in equipment, expanding operations, or navigating seasonal fluctuations, our alternative approach connects you to funding without the traditional red tape.

With access to a national network of over 80 lenders, we help businesses secure competitive rates, longer repayment terms, and fast approvals—even if they’ve been overlooked by banks.

When conventional financing falls short, AUTA steps in with options—because understanding your alternatives is the first step to moving forward.

- $10,000 - $5 Million
- 6 Months - 10 Year Terms
- Funding in 1 - 3 Days

Business Lines of Credit

At AUTA Financial Group, we understand that business doesn’t always follow a straight line—so your financing shouldn’t have to either.

Our revolving lines of credit provide flexible access to capital when you need it, without reapplying each time.

Whether you're managing cash flow, covering unexpected expenses, or seizing a time-sensitive opportunity, a line of credit through our nationwide lending network gives you the control and confidence to operate on your terms.

With fewer restrictions and faster approvals than traditional banks, AUTA helps you understand and access the alternatives that keep your business moving.

- $10,000 - $5 Million+
- 6 Months - 10 Year Terms
- Funding in 1 - 3 Days

SBA Loans

SBA loans can be a powerful growth tool for small businesses—but navigating the application process can be complex and time-consuming.

At AUTA Financial Group, we streamline that journey by connecting you with SBA-approved lenders who understand your goals and timeline.

Whether you're acquiring a business, purchasing real estate, or funding expansion, our role is to simplify the process and expand your access to these government-backed programs.

With our expertise and network of lenders, we help you understand your options and secure the right SBA solution to move your business forward.

- $10,000 - $5 Million+
- 10- 25 Year Terms
- Funding in 30 - 45 Days

Equipment Financing

AUTA Financial Group makes equipment financing simple, fast, and accessible—whether you’re upgrading machinery, purchasing new technology, or outfitting a growing team.

Our alternative funding model connects you to flexible options through a national network of lenders, eliminating the traditional hurdles that can delay critical investments.

We help businesses across industries secure the equipment they need to stay competitive, all while preserving cash flow and working capital.

At AUTA, we believe access to the right tools should never be out of reach—and understanding your financing alternatives is where it starts.

- $10,000 - $5 Million+
- 1 - 6 Year Terms
- Funding in 2 - 5 Days

Accounts Receivable and Purchase Order Financing

At AUTA Financial Group, we help businesses unlock the cash that’s already in motion.

With accounts receivable and purchase order financing, you don’t have to wait on slow-paying customers or front the cost of fulfilling large orders. Instead, we turn your outstanding invoices and confirmed purchase orders into working capital—fast.

By tapping into our network of alternative lenders, AUTA provides flexible, non-dilutive funding options that empower you to keep operations moving, meet demand, and grow with confidence.

When traditional lending stops at the balance sheet, we help you go further—because understanding your alternatives makes all the difference.

- $100k+ aged up to 90 days; $500k+ aged up to 90 days for trucking, oil & gas, construction, staffing, and medical businesses
- As Long as Client Wants to Leverage
- Funding in 2 - 5 Days

Commercial Real Estate

AUTA Financial Group provides flexible commercial real estate financing solutions for businesses looking to purchase, refinance, or renovate owner-occupied or investment properties.

Whether you’re expanding into a new location, acquiring a facility, or tapping into equity for growth, we connect you with competitive funding options that go beyond traditional banking limitations.

With access to a broad network of alternative and non-bank lenders, AUTA helps you secure real estate financing that aligns with your strategic goals—even if your credit history or time in business presents challenges.

When others say no, we help you understand what’s possible.

- $250,000 - $10 Million+
- 10 - 30 Year Terms
- Funding in 25 - 40 Days

Franchise Funding

Franchise ownership offers a proven path to business success—but securing the right capital can be a hurdle.

AUTA Financial Group specializes in franchise financing solutions that support both new franchisees and existing owners looking to expand.

Through our network of more than 80 lending partners, we offer funding options tailored to franchise models, including startup costs, equipment, real estate, and working capital.

Even if traditional lenders hesitate, AUTA helps you access financing that fits your goals—so you can focus on building your brand, not battling for funding.

When it comes to launching or growing a franchise, we help you understand your alternatives and take the next step with confidence.

- Express funding in 2 - 7 days
- Finance $10,000 to $5 million
- Terms from 6 months to 10 years

Residential Investment Loans

At AUTA Financial Group, we support real estate investors with financing solutions that go beyond the limitations of traditional banks.

Whether you're acquiring single-family rentals, rehabbing fix-and-flips, or scaling a residential property portfolio, our alternative lending network offers flexible, fast funding to match your investment strategy.

We work with investors at all stages—from first-time buyers to seasoned professionals—offering access to competitive rates, asset-based lending, and streamlined approvals.

With AUTA, you don’t just get funding—you gain a partner that helps you understand the full range of possibilities to grow your residential investments on your terms.

- Rates starting at 8.99%
- Up to 80% of purchase funding
- 650 minimum FICO

Start Up Financing

Launching a new business is bold—but securing startup capital shouldn’t be a barrier.

AUTA Financial Group specializes in helping entrepreneurs access funding solutions designed specifically for early-stage ventures. Unlike traditional lenders, we don’t require years of operational history or perfect credit.

Through our expansive network of over 80 alternative lenders, we offer flexible financing options that support everything from initial equipment purchases to working capital needs.

At AUTA, we believe in backing vision with viable solutions—because understanding your alternatives is the first step to building something great.

- Get funded fast
- Finance $10,000 to $5 million
- Terms from 12 months to 5 years

Government and Non-Profit Financing

Through our partnerships, AUTA Financial Group provides specialized tax-exempt leasing solutions for municipalities, school districts, fire departments, and nonprofit organizations.

These programs allow public and nonprofit entities to acquire essential equipment, vehicles, and infrastructure upgrades without the need for large upfront capital or voter-approved bond issues.

AUTA's government and non-profit financing structures comply with IRS regulations for tax-exempt interest, resulting in lower borrowing costs and greater budget flexibility.

Whether you're replacing aging emergency vehicles, upgrading technology, or funding facility improvements, our tailored financing options offer a smart, compliant path forward.

The right funding can move your mission forward. When you're ready to explore what's possible... weAUTAtalk!